Secure your tomorrow, today! Discover Micro-Insurance solutions for every need.

Discover Tailored Micro Insurance Plans for Comprehensive Coverage

Guarding Your Peace of Mind

Explore our range of micro-insurance products designed to safeguard against life's uncertainties

POS Terminal Insurance

Created for SMEs, POS agents, retailers, and financial institutions, this is an insurance coverage designed to protect businesses that use POS terminals from financial losses resulting from damage, theft, and other risks associated with POS devices.


Physical Damage - Protection against accidental damage, theft, or vandalism & replacement or repair of damaged POS devices.
Loss of Use Coverage - Compensation for business interruption due to POS device unavailability & temporary replacement support for uninterrupted operations.

Credit Life Insurance

Created for financial institutions, loan seekers & people with outstanding loans, this insurance coverage is designed to protect borrowers and their families in the event of the borrower's death, disability, or critical illness.


Death Benefit - We pay off the outstanding balance of the insured's loan in the event of their death.
Disability Benefit - We cover loan payments if the insured becomes disabled to ensuring financial stability during recovery.
Critical Illness Benefit - We provide a lump sum payment upon diagnosis of a covered critical illness, helping the insured cope with medical expenses.

Two and Three-Wheeler Insurance

Designed to protect Two-wheelers (Okada) and three-wheelers (Keke-NAPEP) owners, this insurance type provides coverage against various risks and liabilities associated with the ownership and operation of these vehicles. In addition to covering accidental damage and theft, we also provide third-party liability, personal injury protection, No Claim Bonus, and emergency roadside assistance.


Low-Income Term Life Insurance

Created for low-income individuals & families, this plan offers coverage for a specific period. It ensures a death benefit for your loved ones if anything happens during the coverage term and is more affordable than permanent life insurance.


Seamless Protection In a Digital Age

Inclusive and affordable micro-insurance solutions tailored to meet the unique needs of individuals, businesses, and communities.

Frequently asked questions, answered.

If you have other questions or need assistance, kindly reach out to enquiries@basgroup.ng

Our micro insurance plans are available to individuals with limited financial resources, including low-income earners, small business owners, and individuals in rural or remote areas.

We provide insurance for POS device terminals, mobility which includes 2-wheelers (bikes) and 3-wheelers (keke), and Credit life for loans.

BAS's micro-insurance is tailored to the unique needs and affordability of everyday individuals, with simplified policies, lower premiums and speed of claims than traditional insurance.

You can purchase a plan directly from our website, payment agents or contact us or if you need assistance.

Depending on the kind of insurance you would like to purchase, you can customise your coverage based on your needs and preferences.

If you submit the correct information required to process your claim, we will pay after verification within 48 hours.

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